MS Dhoni turns 38: Know how well-educated your favourite Indian skipper and his teammates are!

first_img India Today Web Desk New DelhiApril 8, 2016UPDATED: July 7, 2019 10:47 IST 10 Indian cricketers and their qualification.We follow cricket religiously and this is a fact known by one and all. But most cricket fans might not know the educational qualification of their favourite cricketers.Here we bring to you, a list of Indian Cricket stars and their educational qualification. Take a look:Mahendra Singh Dhoni:An assertive right-handed middle-order batsman and wicket-keeper, the former captain of the Indian national Cricket team is a Bachelor of Commerce (BCom).Sachin Tendulkar: The God of Cricket, who took to the game at the age of 11, has completed class 12.Yuvraj Singh: The pillar of the Indian Cricket team, booked for the unbreakable record of 6 balls-6 sixes, passed class 12 from DAV school.Rahul Dravid:The man who is known by the name of ‘The Wall’ acquired a Master’s degree in Business Administration (MBA) from St Joseph’s College.Anil Kumble:Former right-arm leg spin bowler, born in the high tech industry city of Bengaluru, Kumble did his Mechanical Engineering from RV College of Engineering.Virat Kohli:The current captain of the Indian Cricket team, known for his big shots in the field, cleared class 12 from New Delhi.Shikhar Dhawan:The Gabbar of Indian Cricket team studied upto class 12.Zaheer Khan:Khan was known as a bright student in school and consequently, he chose to pursue Engineering. But his sudden interest in Cricket led him to drop his studies.VVS Laxman:The most educated cricketer among all, VVS Laxman, dropped his MBBS degree and kicked off his career in cricket.Virender Sehwag:Regarded as one of the most destructive batsmen of all time, Sehwag holds a Bachelor degree from Jamia Millia Islamia University, New Delhi.advertisementGautam Gambhir:Widely known for his prodigious skills in the field, Gambhir finished his graduation from Hindu college, University of Delhi.Saurav Ganguly:One of the most critically acclaimed cricketers of his time, ‘Dada’ completed his graduation from St Xavier’s College.Read: Educational qualification of Salman KhanRead: 11 highly educated Bollywood celebritiesGet real-time alerts and all the news on your phone with the all-new India Today app. Download from Post your comment Do You Like This Story? Awesome! Now share the story Too bad. Tell us what you didn’t like in the comments Tags :Follow MS DhoniFollow Indian cricketersFollow Sachin TendulkarFollow Cricket MS Dhoni turns 38: Know how well-educated your favourite Indian skipper and his teammates are!MS Dhoni, who turns 38 today, is a Bachelor of Commerce (BCom). Check out the list of Indian Cricket stars and their educational qualification.advertisementlast_img read more

Why budgets dont work for spendthrifts

MONTREAL — Starting the New Year broke and in debt?If you’re beyond budgeting, trying to cut back on spending in small ways may work best, say experts who offer simple tips on saving.Credit counsellor Margaret Johnson says budgets don’t work for spendthrifts.“They start off with the best of intentions, but the reality is no, they don’t work,” said Johnson, president of Solutions Credit Counselling Canada in Surrey, B.C.Here is a list of tips that cover credit cards, spending, shopping and hanging on to spare change.Credit cards: Johnson suggests getting a credit card that gives you cash back rather than points, saying the money is more useful.For those with credit card debt, make two payments every month that are tied to when you get paid to cut down on interest charges, she added. Also know how much interest you are paying.“Most people don’t pay their credit cards in full,” she noted.Cash: The Penniless Parenting blog says spendthrifts should use cash as much as possible and recommends carrying around a $50 or a $100 bill. See how long that bill can last without being broken.“Do I really want to break a $100 bill?” says the blog’s author, who is only known as Penny.Penny also recommends waiting 24 hours before buying anything that costs more than $100 and having a “buddy” — a spouse, partner or friend — you can call before spending $50 or more.She also recommends that spendthrifts avoid window shopping or malls and other “problem spots” for spending.“Just don’t go there. Change your route.”Johnson adds that couples can give each other a weekly “allowance,” or if one half of the couple has trouble with spending, he or she can get a weekly amount.Household debt is a problem and Canadians have been borrowing like never before with help from low interest rates. Statistics Canada recently said the household debt to income ratio has risen to a record high of 164.6 per cent.Smart shopping: Fashion blogger Marta Tryshak notes shopping must not take priority over essentials for big spenders.“You shouldn’t be compromising your heat over a new bag,” said Tryshak, creator of the blog withlovegabrielle.com.Tryshak said online stores have more variety and it’s easier to research what you want and compare prices.She said Revolve Clothing, which sells trendy items, offers free shipping to Canada and if you type the word “tulip” at the online checkout, you get a 10 per cent discount.Tryshak recommends subscribing to a select few retailer newsletters and social media for special deals. For example, she says online women’s fashion boutique Aritzia will email a code that a shopper can take into a store and get a list of exclusive sales while other shoppers will be paying full price for the same items.Website retailmenot.com provides coupons for discounts on clothing, shoes and other items, Tryshak said.Tryshak also said the best deals on the little black dress and cashmere knits are just after Christmas.“They never go out of style but they do go on sale.”Groceries and cooking: http://www.groceryalerts.ca helps save money on groceries with Canadian coupons and grocery flyer deals.Blogger Penny of Penniless Parenting suggests using a crockpot so that you can come home to a hot meal and avoid eating out.“People spend a lot of money on takeout because they don’t have the energy to cook after a long day,” she said.Spend time at each other’s houses instead of going to bars and restaurants, Penny added.Get together with some friends and buy groceries in bulk, offered credit counsellor Margaret Johnson.Spare change: If you’re not going to roll your coins, take it to a change machine, often in a grocery store, to get the cash back. It doesn’t do any good just sitting in a jar, Johnson said.Break the cycle with small steps: Just say “No” to some spending. Buy one less coffee or one less lunch a week or choose something that’s relatively easy for you to spend less on.“Pay attention to what you want to do with your money. Where am I today and where do I want to be tomorrow or six months from now?” Johnson said.“You’re working really hard for your money.”So at least try to save a bit in 2013. read more