Vermont Country Store,A new survey conducted recently by Harris Interactive for The Vermont Country Store shows what classic toys and candy people remember most when they were young. Of the 2,104 adults age 18 or older who were surveyed online, more than a third (39%) responded that chocolate bars were their top candy choice when they were a child. Also, more than a quarter of the respondents (29%) noted that a doll or stuffed animal was their favorite childhood toy.‘In the current era of electronics and always wanting ‘the next best thing,’ it’s nice to travel back in time and remember when life was simpler and products were more memorable,’ said Cabot Orton, proprietor of The Vermont Country Store. ‘Toys and candy especially are the iconic childhood products that many people recall easily as adults. This survey gives us great insight into those products that make people feel nostalgic and reminiscent of their youth.’Some of the other favorite candies noted in The Vermont Country Store survey were lollipops or hard candy (10%), licorice (8%), and jelly beans (8%). Other top choices for toys were trains (9%) and building blocks (8%).The Vermont Country Store’s catalogue, website (www.vermontcountrystore.com(link is external)) and retail locations (Weston and Rockingham, VT) are home to thousands of classic toys, candy and other products that transport customers back in time.About The Vermont Country StoreIn 1946, Vrest and Ellen Orton printed their first catalog’just 12 pages and 36 products’and mailed it to the folks on their Christmas card list. Sixty years later and promoting itself as Purveyors of The Practical and Hard to Find, The Vermont Country Store has become ‘Nostalgia Central’ and continues its catalog business, manages a thriving e-commerce Web site and operates two retail stores in Weston and Rockingham, Vermont. For more information, please visit www.vermontcountrystore.com(link is external).About the SurveyThis survey was conducted online within the United States by Harris Interactive on behalf of The Vermont Country Store from November 18-22, 2010 among 2,104 adults ages 18 and older. This online survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables, please contact Lauren Howe at (401)-553-5106 or firstname.lastname@example.org(link sends e-mail). Source: Vermont Country Store. MANCHESTER CENTER, Vt.–(BUSINESS WIRE)– 12.8.2010
Ben & Jerry’s Homemade, Inc,NBCUniversal Television Consumer Products Group and ‘Late Night with Jimmy Fallon’ are teaming with iconic ice cream company Ben & Jerry’s to introduce the new flavor entitled ‘Late Night Snack.’ The unique new flavor features a rich vanilla bean ice cream with a salty caramel swirl and crunchy fudge covered potato chip clusters ‘ the perfect mix of salt and sweet for a late night snack. The concoction was inspired by a ‘Late Night with Jimmy Fallon’ skit in which Fallon and house band The Roots performed an original song, ‘Ladysmith Snack Mambazo,’ about Ben & Jerry’s ice cream. Late Night Snack begins arriving in supermarkets and Ben & Jerry’s locations around the country this week.‘When we learned that Jimmy Fallon was a fan of Ben & Jerry’s, and he was willing to support the Fair Trade effort, we jumped at the chance to develop a new flavor inspired by his skit,’ said Ben & Jerry’s Co-founder Jerry Greenfield. ‘Our team came up with a truly unique flavor that is one-of-a-kind, just like Fallon!’The research and development team at Ben & Jerry’s had long considered a flavor with potato chips in some fashion. After initial talks with Fallon, who suggested fudge covered potato chips as a chunk in his flavor, the Flavor Gurus at Ben & Jerry’s knew they had to make the combination work.‘Having our own flavor of Ben and Jerry’s gives everyone here at ‘Late Night’ an excuse to do what we were doing anyway, staying up late and eating pint after pint of Ben and Jerry’s ice cream. Only now we can call it ‘research,’‘ said Fallon. ‘And we came up with the perfect combo of salty and sweet. I can’t wait for people to try it!’‘It’s been really fun working with Ben & Jerry’s on Jimmy’s concept for Late Night Snack,’ said Kim Niemi, Senior Vice President, NBC Universal Television Consumer Products. ‘With this partnership, ‘Late Night with Jimmy Fallon’ has a great opportunity to create something delicious and do something good – by joining in the efforts to encourage Fair Trade food practices.’In February 2010 Ben & Jerry’s pledged to convert its product line to Fair Trade certified by 2013. Fair Trade supports fair wages, a safe work environment, sustainability for the land, animal husbandry and community development for farming communities. Accordingly, Late Night Snack is made with Fair Trade vanilla in the vanilla ice cream and Fair Trade cocoa in the potato chip cluster fudge coating. NBC and Fallon have pledged their share of the proceeds to Fair Trade Universities to encourage the use of Fair Trade products on campuses around the country.For more information on Ben & Jerry’s or to find your local Scoop Shop, visit www.benjerry.com(link is external).About ‘Late Night with Jimmy Fallon’In March 2009, ‘Late Night with Jimmy Fallon’ made its broadcast debut with Fallon as the third host of the NBC comedy-talk franchise. The show serves as a platform for comedy, music and A-list talent out of NBC’s Rockefeller Center Studio 6B. The show continually garners attention for viral videos, audience games, and prominent guests. Fallon’s choice of house-band, The Roots, has been universally praised.”Late Night with Jimmy Fallon” is produced by Universal Media Studios and Broadway Video. Lorne Michaels is the executive producer. Michael Shoemaker produces. Gavin Purcell co-produces.For more Late Night, please visit http://www.latenightwithjimmyfallon.com/(link is external).About Ben & Jerry’sBen & Jerry’s produces a wide variety of super-premium ice cream and ice cream novelties, using high-quality ingredients including milk and cream from family farmers who do not treat their cows with the synthetic hormone rBGH. The company states its position on rBGH* on its labels. Ben and Jerry’s products are distributed nationwide and in selected foreign countries in supermarkets, grocery stores, convenience stores, franchise Ben & Jerry’s Scoop Shops, restaurants and other venues. Ben & Jerry’s, a Vermont corporation and wholly-owned subsidiary of Unilever, operates its business on a three-part Mission Statement emphasizing product quality, economic reward and a commitment to the community. Contributions made via the employee-led Ben & Jerry’s Foundation in 2010 totaled over $1.8 million. Additionally, the company makes significant product donations to community groups and nonprofits both in Vermont and across the nation. The purpose of Ben & Jerry’s philanthropy is to support the founding values of the company: economic and social justice, environmental restoration and peace through understanding, and to support our Vermont communities. For the full scoop on all Ben & Jerry’s Scoop Shop locations and fabulous flavors, visit www.benjerry.com(link is external).* The FDA has said no significant difference has been shown and no test can now distinguish between milk from rBGH treated cows and untreated cows. Not all the suppliers of our other ingredients can promise that the milk they use comes from untreated cows. NEW YORK–(BUSINESS WIRE)–
If you’re publishing a company newsletter in 2018, consider yourself lucky. When I was responsible for the Symitar newsletter in the early 90s, it was an actual printed document. That meant, for one thing, that it was expensive – expensive to produce and expensive to distribute.Cost isn’t the only thing that stunk about printing a newsletter. You had to worry about ridiculous details like ink color. The official Symitar color was Pantone 202, a burgundy. It was an okay color, but it was apparently a very difficult ink color to mix. More than once, I sent entire print runs back because my newsletter turned out a chocolaty brown instead of a rich burgundy. And don’t even get me going on chokes and spreads and bleeds. Today, thank the newsletter gods, we have PDFs, websites and email. With so much time and money saved not producing hard copy, you’d think companies would devote more resources to producing better newsletter content, right? Maybe that’s what you’d think, but my observation is that most company newsletters are still giant snoozeramas. Don’t get me wrong. No company newsletter will ever win a Pulitzer Prize – nor should it aspire to. However, a company newsletter should be well-written, it should be informative, it should be relevant, and above all, it should support your company’s brand message.To get the content right, though, you need to understand who your audience is. Here are my three simple rules for company newsletter audiences:Write it for your existing customers.Hope that your prospects will read it.Assume that your competitors will read it.Let’s examine these more closely. Writing for your existing customers means being humble. They’re already your customers, so there’s no need for a hard sell. Sure, you’re going to announce a new product now and then, but don’t copy and paste from your product literature. That would just be lame.If you’re not selling anything, what’s the point of having prospects read your newsletter? The truth is, you are selling something. You’re selling the experience of being your customer. You want your prospects to read your newsletter and think, yeah, that’s the kind of company I’d like to do business with. Also, to this point, make sure to avoid any jargon that only your existing customers will understand. Put everything in terms that the uninitiated will easily comprehend.Lastly, don’t tip your hand too far. I’m not ashamed to admit that I’ve read more than a few competitor newsletters over the course of my career. Most newsletters are benign, but every once in a while, somebody will let something slip that they might regret later. I have no qualms about capitalizing on someone else’s stupidity. The bottom line is, if you want to make your newsletter worthwhile for you and your audience, you need to pump up the news and tamp down the snooze. 30SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John San Filippo John is the co-founder of OmniChannel Communications, Inc., a company that specializes in B2B marketing to community financial institutions. He started out in the savings and loan industry, but wisely … Web: www.omnichannelcommunications.com Details
continue reading » If you’re concerned about the impact student loans will have on your financial future, you’re far from alone. And while your primary focus may be on creating a plan to pay off those loans efficiently, it’s important to know that your student loans can influence other areas of your financial life as well, like your credit health. Student loans are a type of installment loan, which work similarly to auto loans and mortgages. While student loans are very different from credit cards, they can play an important role in helping you build credit history and will impact your credit score in various ways. Payment history The most important thing you can do to maintain healthy credit is make sure you’re paying your bills on time — student loans are no exception. Even one missed payment can lower your credit score, and late payments can stay on your credit report for up to seven years. Staying on top of your student loan payback schedules is essential, especially since you may need to pay your loans to different servicers. The National Student Loan Data Systemis a great resource to help keep track of your federal student loans’ statuses and servicer information. Payment history may be the most important factor, but there are other ways your student loans can have an effect on your credit score. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
In an advisory sent via the CDC’s Health Alert Network today, the agency stressed the value of oseltamivir (Tamiflu) and zanamivir (Relenza) for treating or preventing flu. “Recent studies suggest a considerable protective effect against complications associated with influenza when neuraminidase inhibitors are used for treatment,” the notice says. “These benefits include reducing the risk of death among older adults hospitalized with laboratory-confirmed influenza.” The CDC has reported that two of the three flu types (H3N2 and B) in this year’s vaccine are not closely matched to the viruses in circulation. The latest surveillance report provided further evidence of that. Laboratories in the CDC’s surveillance network tested 7,726 specimens for influenza last week, of which 2,321 (30.0%) were positive, the report says. The previous week, 34% of 6,889 tested specimens were positive. Three flu-related deaths in children were reported last week, and one previously reported death was reclassified as not due to flu, the CDC reported. Twelve pediatric deaths attributed to flu were reported the previous week. The total for this season now stands at 24. The agency continues to advise against using the two older flu drugs, amantadine and rimantadine, because of high levels of viral resistance. See also: Treatment should begin within 48 hours after illness onset if possible, but treatment should be considered for patients who present later than that if they are very sick or have an increased risk of serious complications, the agency said. In today’s advisory, the CDC said, “Preliminary results from a rapid assessment of vaccine effectiveness suggest that currently available influenza vaccines provide some protection against influenza virus infection requiring medical care. However, the level of protection is likely to be lower than what is observed in seasons in which the vaccine strains are closely matched to circulating influenza virus strains.” Today’s surveillance report says that 6.8% (38 of 557) of the flu viruses tested so far this season had a mutation that confers resistance to oseltamivir. All the resistant viruses were the H1N1 subtype. That’s significantly higher than was observed last season, but in today’s advisory the CDC said the overall resistance level is still considered low. At the same time, the CDC issued a notice aiming to remind clinicians to consider prescribing the antiviral drugs known as neuraminidase inhibitors to treat or prevent flu. Feb 29, 2008 (CIDRAP News ) This year’s influenza epidemic showed signs of tapering off last week, but flu was still widespread in every state except Florida, the Centers for Disease Control and Prevention (CDC) reported today. For the week that ended Feb 23, 5.7% of visits to the CDC’s network of sentinel healthcare providers were for influenza-like illnesses (ILI), a decrease from the 6.4% reported the previous week, the agency said. The percentage of visits for ILI decreased in seven of nine regions across the country, whereas it increased in six of the nine regions the week before. CDC flu surveillance reporthttp://www.cdc.gov/flu/weekly/
Fareen Jalal at her Kangaroo Point home which is going up for auction this Thursday. Picture: AAP Image/Josh Woning.THOUSANDS of homes are set to change hands as we enter the biggest week on the Australian property calendar — the pre-Easter surge which ends on Super Saturday.Pressure is already mounting ahead of the Easter long weekend when the real estate market across the country goes into a voluntary four-day shutdown.A CoreLogic spokeswoman said the firm was currently tracking 3,689 capital city auctions this week, with 182 of those scheduled in Brisbane – a figure that was “likely to revise upwards as we collect results”. “We are expecting a pretty big week for auctions as we historically see the week before Easter.”Last year the week before Easter (which ended on April 9) saw 3,517 capital city auctions as at final figures. “This year will be higher than last year’s pre-Easter week.”CoreLogic data showed over 111,000 homes had been put up for sale across the combined capitals in the past 28 days, of which 20,127 were in Brisbane, 26,908 in Sydney and 30,321 in Melbourne.More from newsParks and wildlife the new lust-haves post coronavirus20 hours agoNoosa’s best beachfront penthouse is about to hit the market20 hours agoThe traditional pre-Easter peak occurs because of interruptions caused by an array of public holidays in quick succession across multiple states, including Labour Day, the Easter quadruple and ANZAC Day.The market was already ramping up, with the second busiest period of the year logged last week with 3,097 homes taken to auction across the capitals, a massive jump considering the week before that had 1,764 auctions.Significant increases were expected out of Melbourne, Sydney and in the smaller markets of Brisbane and Canberra “the number of homes scheduled for auction will increase”, according to CoreLogic’s auction preview report.Among homes set to go to auction this Thursday was the resort-like 39B Castlebar Street – one of the few luxury houses that still exist in Kangaroo Point which comes complete with marina berth.Owner Fareen Jalal, who’s on the verge of becoming an empty nester, was hoping the annual peak played out in Brisbane. She expected the home to appeal to a young family or professionals, who don’t want to spend too much time in traffic.“We didn’t like sitting in traffic every morning and afternoon doing school drop-offs and pick-ups so we wanted to live closer to the school,” she said. “The house had all the benefits of penthouse living, but in a detached house.” email@example.com @sophiefoster
The Dutch industry-wide pension fund for butchers is fighting an admonition by the De Nederlandsche Bank (DNB) regarding its arrangement for early retirement (VPL).DNB, the pension sector’s regulator, has refused to withdraw the admonition despite clarifications offered by the pension scheme, leaving it no other option than to take the regulator to court, according to John Klijn, employee representative and trustee board chairman.The €2bn butchers scheme reported on its conflict with DNB in its annual report. The decision to bring the case before a judge was made in May. The case will go to court on October 13 in Rotterdam.Klijn told IPE’s sister publication, Pensioen Pro: “In essence, DNB is of the opinion that we are using pension funding to fund VPL-related liabilities, whereas we, on the other hand, firmly believe we have worked out a very well balanced arrangement.” In 2006 and 2007 many Dutch pension funds made arrangements to gradually phase out early retirement schemes, for instance by raising pension rights to allow certain groups of participants to continue to take early retirement. In 2012 DNB reviewed these types of arrangements and concluded that in many cases the demarcation between VPL funding and pension funding was less than clear.“We could have fully financed the VPL scheme back in 2007, considering that our pension fund boasted a funding rate of 160%,” Klijn said. “We opted not to do that, as this was a conditional scheme: only plan participants who continue to work in this industry could apply for this early retirement pension.“But if we had opted to fully fund the scheme in 2007, everything would be just fine today.”The butchers scheme decided to secure the VPL rights in three tranches. “We opted for a careful and well-balanced method,” says Klijn. “The first tranche was fixed in 2011, the subsequent tranches were to follow in 2016 and 2021. On the advice of our accountant, we took this on the books as a liability.”In 2013, DNB objected. According to the supervisor, the butchers scheme is allocating pension funding to VPL objectives: DNB views funding added to the VPL buffers as illegitimate, fictitious contribution cuts.“Initially DNB disputed €40 mln,” Klijn said. “After we offered an explanation, the amount was lowered to €10m. We have held three separate discussions with DNB to clarify our views and we have submitted all manner of figures.“In addition, we have used minutes of meetings to demonstrate that we had done exactly what the social partners had instructed the pension fund to do.”The DNB is nevertheless standing by the admonition – which has now been suspended until the judge has ruled on the case. If the court rules against the pension fund, it will have to cut VPL benefits or raise additional premium contributions.
Schroders has hired Charles Prideaux as head of its solutions business, a newly created role.Prideaux left BlackRock at the end of 2016 after 28 years at the firm, having first joined its predecessor company Mercury Asset Management in 1988.In his new role at Schroders, which he starts on October 2, Prideaux will oversee the company’s institutional and intermediary services including advice, bespoke portfolios and risk management.His appointment comes as Schroders’ John McLaughlin, head of portfolio solutions, has announced his retirement after 24 years with the company. Richard Mountford, global head of product, said: “We have big ambitions for our solutions business and I look forward to working with Charles and building on this well-established and highly regarded business.”Prideaux’s most recent role at BlackRock was head of active management for Europe, the Middle East and Africa (EMEA). He took the role last year having been head of EMEA institutional business since the firm’s merger with Barclays Global Investors in 2009.Prior to that, he had been global COO for the fundamental equities business. He also sat on BlackRock’s EMEA executive committee.
Insurance giant Legal & General (L&G) has insured the UK liabilities of an unnamed Fortune 500-listed company in a transaction worth £285m (€321m).The deal covers roughly 1,100 members and follows an “enhanced transfer value” exercise, which involved the scheme boosting the value of members’ total benefits to provide an added incentive to take their pensions out of the defined benefit structure.Laura Mason, CEO of L&G Retirement Institutional, said early engagement with the scheme’s trustee board meant the insurer was able to grant “price certainty… while enabling them to offer flexibility” to members.“In this busy market, we remain focused on providing innovative and tailored solutions that enable trustees and sponsoring companies to secure their members’ benefits efficiently, while fully settling their pension obligations,” Mason added. The deal follows L&G’s £4.4bn buy-in with the Airways Pension Scheme, announced last week – the UK’s biggest ever single bulk annuity transaction.Brewery dilutes pension risk with £50m buy-inIn a separate de-risking deal, brewery firm Greene King has secured a £50m buy-in for its Spirit (Legacy) Pension Scheme.The contract was agreed with Scottish Widows and marked the scheme’s first bulk annuity deal. Aon, which acted as adviser to the pension fund, said the Spirit scheme planned to secure further buy-ins in the future “when supported by the scheme’s asset strategy and available market pricing”.Iain Urquhart, chairman of the trustee board of the Spirit (Legacy) Pension Scheme, said: “The scheme has progressed well on its journey to providing full and permanent benefit security, and reaching this important landmark as part of the wider plan represents good progress.”The transaction made use of Aon’s Compass platform, which is designed to streamline the bulk annuity purchase process. Dominic Grimley, risk settlement adviser at Aon, said it had allowed the trustees and the company to react “quickly to capture a market opportunity”. Willis Towers Watson selects Hermes for stewardship mandateConsultancy giant Willis Towers Watson has appointed Hermes Equity Ownership Services to provide voting and engagement services to its £3bn Global Equity Focus fund.Hans-Christoph Hirt, head of Hermes EOS, said his company would engage with the fund’s holdings “on a wide range of issues, including business strategy and risk management” as well as environmental, social and corporate governance issues.Craig Baker, global CIO at Willis Towers Watson, added: “We believe that the principles underlying sustainable investment, including effective stewardship and responsible ownership practices, form the cornerstone of a successful long-term investment strategy. We are committed to being at the forefront of sustainable investing.”The Global Equity Focus fund is a ‘best ideas’ product launched by the consultancy in 2016 and containing the top 10-15 stock selections from eight of its top rated equity managers.