MSC Cruises releases new brochure 2018-2019-2020MSC Cruises releases new brochure 2018-2019-2020148-pages of holiday ideas including new destinations USA, Canada and Greenland.MSC Cruises has launched their 2018-2019-2020 brochure. In its pages you will find details on new ships, pricing experiences, dining, entertainment, onboard activities and holiday ideas with new destinations, including USA, Canada and Greenland. BOOK EARLY and take advantage of the 2019/2020 Supersaver Sale, saving up to $1,000 per cabin*!Over 21 nights, MSC Orchestra will take guests to the Icelandic fjords and Greenland. Iceland will mesmerise with its colourful wooden houses surrounded by snow-capped mountains, cascading waterfalls ofSeydisfjordur and the towering peaks and fjord waters of Isafjordur, but a world of ancient culture and stunning scenery awaits in Greenland. Backed by a panorama of mountains, Nuuk is Greenland’s capital and its fjord system is known for humpback whales. In Ilulissat you can walk past rainbow-coloured houses right to the mouth of the fjord and view elegant icebergs. Greenland is truly one of the most beautiful cruise experiences on earth.MSC Lirica sails a new 14-night itinerary, calling at Mumbai and Goa, India. Explore more of India with an exclusive 3-day land tour from Goa to the Taj Mahal & Mumbai. Tour Goa before flying to Delhi for a night, then catch a train to Agra. Sightsee the historic small city of Fatehpur Silri and visit Agra Fort, with the afternoon dedicated to the world’s most beautiful mausoleum; the Taj Mahal. After breakfast the next morning guests will fly to Mumbai to re-join the ship.In November 2019 MSC Meraviglia will head to her new homeport of Miami. Prior to this she will offer two North American departures from New York. Guests can view the autumn hue of superb Canadian destinations such as Sydney, Nova Scotia; Corner Brook, Newfoundland, Charlottetown and Prince Edward Island and including an overnight stay in Quebec City. Guests can then stay onboard to the Caribbean, ending in Miami.Two new ships, MSC Bellissima and MSC Grandiosa, join the fleet in 2019. From March MSC Bellissima will homeport in the West Mediterranean before sailing to the Arabian Peninsula in November. Guests will love the dining venues, spectacular entertainment, including two new shows from Cirque du Soleil at Sea and user friendly smart technology, including a digital personal assistant.With more public spaces, MSC Cruises’ biggest ship, MSC Grandiosa will join the fleet from November 2019. If you are a fan of their Aurea Experience, you’ll appreciate the pleasures of flexible dining and unlimited drinks in a dedicated Aurea restaurant. Cirque du Soleil at Sea will continue to delight on the newest member of the fleet.A digital version of the 2018-2019-2020 Brochure is available hereMSC Cruises brochure cover attached*Supersaver Discount based on Grand Mediterranean 14-night cruise Yacht Club + Aurea Suite SupersaverSource = MSC Cruises
P&O Cruises ‘Drought Relief’ CruisesP&O Cruises ‘Drought Relief’ CruisesWhen P&O Cruises President Sture Myrmell presented drought-stricken Queensland farmers Glenda and Des Gray with their ticket on one of the cruise line’s two ‘drought relief’ cruises, Glenda had a simple dream.After six years of crippling drought and still no prospect of decent rain, Glenda had long wanted to go on a cruise to be surrounded by water but she thought she would have to win the lottery to achieve her dream.But instead of having to win the lottery, Glenda and Des are among 140 farmers and family members sailing on P&O’s two ‘drought relief’ cruises – one currently on Pacific Dawn from Brisbane to the Whitsundays and another on Pacific Explorer from Sydney to Moreton Island.After boarding Pacific Dawn, Glenda and Des couldn’t wait to get to the top deck to take in the view of water in every direction.“It is incredible and the cruise is better than we could have ever imagined,” Glenda said from her vantage point as Pacific Dawn sailed from Brisbane.“Just coming out of the Brisbane River, we had a line-up of farmers watching and wondering how we could pipe all that wonderful water back home again.”Farmers enjoying this ‘time out’ from the drought were selected with the support of Rural Aid’s Buy-A-Bale campaign and the Salvation Army’s rural chaplains.“It has been a pleasure to help make Glenda’s dream come true and to provide support to the rural community in this way,” Sture said.“Having seen the impact of the drought for myself, it is remarkable to see the resilience and courage of our farmers who still don’t know when this rolling natural disaster will end.“Our drought relief cruises on Pacific Dawn and Pacific Explorer will at least make a difference for the farmers that we have the privilege to host onboard.”For more information, visit pocruises.com.au, call 13 24 94 or see a licensed travel agent.Source = P&O Cruises
ANA Receives Prestigious 5 Star RatingANA Receives Prestigious 5 Star Rating from SKYTRAX for the Seventh Consecutive YearAll Nippon Airways (ANA), Japan’s largest and 5-Star airline for seven consecutive years, was recently selected by the international air transport rating organization SKYTRAX as one of only 11 global 5-Star airlines. Even more impressive is that this commendation has been awarded to ANA for the last seven years, giving it an outstanding track record of success.SKYTRAX only awards the 5-Star rating to airlines that provide “5-Star level” service across more than 800 categories ranging from airport facilities to in-flight services. The decision to award this seventh consecutive 5-Star rating represents SKYTRAX’s recognition of the consistently superb service achieved by ANA’s staff as well as the airline’s efforts to constantly improve its products and services to make passengers’ flights safer and more comfortable.ANA is pleased to remain in elite company among global airlines with the seventh consecutive 5-Star rating from SKYTRAX. ANA has lofty standards for what constitutes success and will not settle for anything less than the best. All employees strive to make air travel as simple, convenient and comfortable for each passenger from the moment they book their ticket to when they exit the airport at their destination.Never content with past success alone, ANA has embarked on a number of initiatives over the past year designed to improve its ability to offer exceptional value to passengers:Airport services ANA introduced ANA Baggage Drop service at Fukuoka Airport, joining Haneda and Sapporo (New Chitose) as the third airport to offer these convenient services to ANA passengers.At international airports, ANA is updating its signage to simplify the boarding process, as well as providing enhanced training to lobby attendants.ANA has renovated the domestic lounges at Osaka (Itami), Fukuoka, and Okinawa (Naha) Airports.ANA LOUNGE at Okinawa (Naha) Airport will be renovated in autumn 2019.Narita Airport’s ANA LOUNGE at Satellite 4 and Narita Airport’s ANA ARRIVAL LOUNGE have been expanded.Opening hours for Haneda International Airport’s ANA SUITE LOUNGE and ANA LOUNGE located near gate 114 were extended to allow passengers greater use of the lounge at night.In-flight services ANA made Domestic ANA Wi-Fi internet service free and then expanded Wi-Fi availability to 100 aircraft while also increasing the number of video programs. Additionally, international First Class passengers are now able to use ANA Wi-Fi internet service free of charge.ANA has also modernized in-flight dining by expanding options for passengers to select meals prior to departure and pre-order a range of dishes from ANA’s premium THE CONNOISSEURS collaboration meal program.In-flight meal tray sizes and volume were increased in international Economy Class for North America, Europe, Oceania and some Asia routes.ANA completely revamped sleepwear and in-flight amenity kits for First Class and Business Class.The in-flight safety video was updated with a Kabuki theme to add a touch of Japanese tradition.Staff educationEnhanced lounge staff training to boost customer service.A new curriculum for flight attendants was introduced to encourage them to think from the passenger’s perspective.A contest was held for flight attendants and airport ground staff to encourage all employees at ANA Group to enhance their service skills.ANA will continue striving to offer enhanced service to all passengers in order to make the travel experience as convenient and comfortable as possible.Source = All Nippon Airways
Source = The Rees Hotel Queenstown The Rees Hotel Queenstown‘TIAKI Promise’For the third year running luxury Queenstown operator, The Rees Hotel Queenstown has been awarded both a Qualmark 5 Star Hotel Grade – Hotel Qualmark and Gold Sustainable Tourism Business Award.Reaching Gold in the national tourism framework that audits quality assurance officially recognises how The Rees leads the way in New Zealand tourism through delivering exceptional customer experiences and sustainable tourism practices.Attaining this level consecutively year-on-year in two categories is not easy according to the Tourism Business Advisor, Amanda Cushen who assessed the lakeside property.“They have to really earn it as the benchmark levels are always lifting in the industry – excellence never stops,” Cushen says.She believes one of the secrets to The Rees’ continued success is how it delivers on a collective kaupapa, called the ‘Tiaki Promise’ that’s become a key value widely adopted by the tourism industry.“The Rees has shown its commitment to increasing capabilities across all areas of the business, Economic, Social and Environment – it enriches its business as well by using tools like the Tiaki Promise,” she says.“It’s a Tourism New Zealand initiative – to care for people, place and culture while in New Zealand – and one that we’ve also embraced as it really fits with us and our tourism partners.”Cushen says Tiaki is more than demonstrating a care for the environment; it’s about the care of the people – not just the guests but the staff too.“The care of The Rees people was my absolute highlight – it’s one of the secrets to their success.”Praising his team, Director of Operations at The Rees, Roman Lee-Lo says “This award is a wonderful affirmation about what we do and how we drive initiatives and maintain them.”He welcomed “another critical pair of eyes to look over what we’re doing”. Earning excellence for the third time was a real motivator given the need to continually meet Qualmark’s very high standards.“While it means we continuously challenge each other about our green initiatives, Tiaki is an absolute cornerstone of what we do,” he says.“I really believe New Zealand has to play its part in terms of honouring the cultural aspects of hospitality. It’s about ensuring we do our very best when hosting our guests in a way that connects and creates lasting memories of their holiday.”Tiaki, mentioned on the hotel website is demonstrated in its various cultural initiatives ranging from Islamic prayer mats, culturally diverse breakfast and Halal food items through to honouring Aotearoa’s bi-cultural history through Te Reo Māori being spoken and signposted at the property.“The Rees team are definitely leaders – not followers,” says Cushen.“From what I observe is that there are lots of excellent tools and everyone is working together, The Rees is definitely not standing still; it keeps moving which is another secret to its success.”In the past month The Rees has also been awarded a Certificate of Excellence in the Tripadvisor Hall of Fame 2019 based on the millions of reviews and opinions collected in a single year from TripAdvisor travellers worldwide.
OTM Mumbai is a very sophisticated travel event and as usual is very good. This year the crowd is huge and good travel agents. We are participating almost every time in OTM as well as in TTF. We got very good responses.
Luxury hospitality provider Waldorf Astoria Hotels & Resorts has recently joined forces with Harper’s Bazaar for a multiplatform marketing campaign, including print and digital placements, editorial integration, e-commerce, and branded travel packages.The innovative program, a first for both brands, is centred on multiple destination-inspired editorial stories that bring consumers a unique blend of the best in both fashion and travel. Readers will have the opportunity to purchase the featured styles and travel experiences through Harper’s BAZAAR’s e-commerce store, ShopBAZAAR.com/Waldorf.“We have always felt that the Waldorf Astoria guest and the Harper’s BAZAAR woman are one and the same,” said Carol Smith, Publisher, Harper’s BAZAAR. “This program brings together two great institutions in a way that is sure to delight our audience.”For the first time since the launch, customised travel packages created by Waldorf Astoria will be available for purchase in addition to clothing and accessories featured in the editorial.“Fashion and travel are innately intertwined, and this partnership with Harper’s BAZAAR brings that affiliation to life through the magazine’s stunning editorial features,” said John T A Vanderslice, Global Head, Waldorf Astoria Hotels & Resorts. “The tailored package we have created for ShopBAZAAR.com was designed with that unique relationship and readership in mind.”
Mexico has become WTM 2015’s Premier Partner as part of the country’s promotion in the UK. 2015 has been designated as The Year of Mexico in the UK and the UK in Mexico and is seeing an exchange of art, culture, science, academia, business and tourism of which the WTM Premier Partnership is a key initiative.Mexico will use the WTM Premier Partnership to promote the diversity of its tourism products; which includes 11,000 kilometres of coastline, including its own exclusive sea The Gulf of California and the second largest reef in the world, home to 44,000 archaeological sites.Mexico is also one of the most bio-diverse countries in the world hosting up to 12% of the world’s species, while its gastronomy is Intangible Cultural Heritage of Humanity according to UNESCO.This diverse tourism offering has seen Mexico see a significant increase in tourists from the UK with 458,932 tourists visiting in 2014 – a 10.8% increase on 2013 visitors. Furthermore, for the first quarter of 2015 UK visitors to the country totalled at 95,821, a 13.5% increase on the same period last year. An increase in air capacity between the UK and Mexico will help increase tourism numbers with Aeromexico increasing from three to five flights a week from London Heathrow and Mexico City in June.World Travel Market, Senior Director, Simon Press said, “I am delighted Mexico is the Premier Partner for WTM 2015. The Year of Mexico in the UK is a great cultural exchange of which travel and tourism is central.“World Travel Market is the perfect platform to promote Mexico’s unique tourism offering and help facilitate further growth in its travel industry.”
ITB Berlin 2017 impressively underlined its outstanding travel trade show network once again after conducting its show in Berlin. International trade visitor numbers increased significantly and participation raised upto 28,000 delegates (an increase of 7.7%). Politicians and diplomats from Germany and abroad were present at the show. In addition, 110 delegations, 72 Ministers, 11 State Secretaries and 45 Ambassadors from around the world visited ITB Berlin 2017.Over the five days of the show, more than 10,000 exhibiting companies from 184 countries and regions displayed their products and services on 1,092 stands to visitors. The global tourism industry exhibited its latest products and trends in an area covering 160,000 square metres.The spotlight was on Botswana as the Official Partner Country of ITB Berlin. On the eve of ITB Berlin, Botswana hosted a spectacular opening ceremony. As a green destination in the heart of Europe, Slovenia, the Convention & Culture Partner of the show presented sustainable tourism concepts and a wide range of cultural attractions at ITB Berlin. Among other exhibiting nations, Turkey, the United Arab Emirates, Poland and Belarus provided a concentrated display of information and the latest medical tourism products at the Medical Pavilion.David Ruetz, Head, ITB Berlin, expressed that the reorganisation of the halls was very well received by exhibitors and visitors. “Compared to last year, we were able to offer our partners nearly 2,000 more square metres of floor space. Due in particular to the recent sharp increase in demand from Arab countries, the layout of a number of display halls had been changed,” he said.Taleb Rifai, Secretary-General, World Tourism Organisation (UNWTO), said, “ITB Berlin 2017 was another show of the strength of the tourism sector. UNWTO was particularly pleased to see how this year; the ‘International Year of Sustainable Tourism for Development’- ITB Berlin has placed the issues of sustainability even higher in its agenda making a critical contribution to make our sector more responsible and competitive.”Minister of Tourism of Botswana, Tshekedi Khama, said, “We are really honoured to have been able to partner with ITB Berlin. We obviously came here with every intention to get as much out of it for our country as possible and to share with other countries and participate with ITB Berlin. It was a wonderful opportunity and ITB Berlin was more than what I could ever have imagined.”According to preliminary figures, around 60,000 participants came to find out about the latest trends on the exhibition grounds. As in previous years, it was possible to book tours directly at ITB Berlin. Over 5,000 accredited journalists from 76 countries and around 450 bloggers from 34 countries reported on ITB Berlin.The exhibition is a networking event for the international travel industry. Witnessing its demand in the global market, ITB China is due to be launched in Shanghai from May 10-12, 2017 at Shanghai World Expo Exhibition and Conference Center. Some of China’s leading travel companies will be represented at the show.Launched 10 years ago, ITB Asia, which takes place annually in Singapore has established itself as the leading B2B event for the Asian travel market. With just under 800 exhibitors from over 70 countries and around 9,650 participants from 110 countries, this trade show and conference points the way forward for Asia’s tourism industry.The next ITB Berlin will take place from March 7-11, 2018.
The Qatar Tourism Authority (QTA) is finalising a five-year tourism strategy, planned to be launched in September 2017 during the World Tourism Day celebrations in Doha. QTA’s Chief Tourism Development Officer, Hassan Al-Ibrahim, said, “We are looking forward to finalising and implementing the next chapter of the Qatar National Tourism Sector Strategy 2030 in the next five years. QTA is set to hold a series of workshops in the coming weeks on how it can open up to new markets and sustain the current ones.”The QTA official said that more than 40,000 people visited Qatar using the free transit visa, which allows transit passengers up to 96 hours stay. The number of transit passengers who visited Qatar increased by 40% in May as compared to the same period last year.QTA also saw an increase in bookings with it’s ‘+Qatar’ initiative. It includes a free night’s stay in a five or four-star hotel in Doha alongside a free 96-hour transit visa.Al-Ibrahim said, “We haven’t seen any cancellations or any changes and the number of bookings is growing day after day. QTA also recorded a growth of the cruise industry with Qatar receiving 45,000–46,000 passengers from various cruise ships during the 2016-2017 seasons. We are focusing on business development, family entertainment, authentic experiences, sports.”
in Daily Dose, Data, Headlines, News Home Prices Home Sales warren group 2014-12-11 Tory Barringer Home sales in the state of Connecticut increased sizably in October, while prices fell year-on-year for yet another month.Statewide, sales of single-family homes increased 7.0 percent annually in October to a total of 2,379, the Warren Group reported this week. It was the best October sales figure since 2007, when transactions totaled 2,605.The year-to-date sales total came closer to catching up to last year, coming to 21,546—a decline of less than 1 percent.”Single-family home sales have picked up some momentum as we head towards the end of the year,” said Timothy Warren Jr., CEO of the Warren Group. “In the improving economy, buyers are active and finding prices to their liking, well below pre-recession highs.”The median home price for single-family homes sold across the state in October was $241,600, a decline of 3.4 percent from $250,000 a year earlier. It was the eighth straight month in which median home prices were down, according to the Warren Group.Condominium sales were also up over the year, posting a 6.0 percent gain to 667. Year-to-date, condo sales were up almost 3.0 percent as of October 31 to a total of 5,816.The median sales price for condos, meanwhile, was up 2.0 percent year-over-year to $168,000, marking the first annual price increase since June. Connecticut Home Sales Up as Prices Keep Falling December 11, 2014 469 Views Share
Share Fannie Mae reported that business in their single-family sector experienced a massive loss for the fourth quarter 2015 and full year 2015, just one day after FHFA Director Mel Watt stated during an address in Washington, D.C., that risks facing the agency (namely the GSEs’ declining capital buffer) are “certain to escalate” the longer the conservatorships of the GSEs continue.The GSE reported an annual net income of $11.0 billion for 2015—a decline of 23 percent from the previous year’s net income of $14.2 billion, according to its earnings report for Q4 and the full year 2015, released Friday.The decline in year-over-year net income for Fannie Mae was primarily driven by a substantial decrease in the amount of income the GSEs received from settlements resolving lawsuits related to private-label mortgage-related securities sold to Fannie Mae, and increased expenses incurred due to single-family foreclosed properties on which the loan is owned or guaranteed by Fannie Mae.Single-family net income was $936 million in the fourth quarter of 2015, down considerably from $2.0 billion in the third quarter of 2015. Fannie Mae attributes the decline in this sector to “a shift to credit-related expense in the fourth quarter from credit-related income in the third quarter.”The total year-end single-family business net income for 2015 reached $5.1 billion, compared with $8.5 billion in 2014. This is also due to “a shift to credit-related expense in 2015 from credit-related income in 2014,” Fannie Mae said.Despite the nearly one-quarter drop in net income from 2014 to 2015, Fannie Mae reported a positive net worth of $4.1 billion as of December 31, 2015, and the Enterprise’s financial results for the year drew praise from CEO Timothy J. Mayopoulos.“Our strong 2015 results demonstrate our commitment to improving both our company and the broader housing finance system,” Mayopoulos said. “We are listening closely to our customers so we deliver industry-leading solutions that make doing business with us easier, more efficient, and more certain. We are evolving our business model so we better serve the industry and taxpayers, and fulfill our essential role in making affordable mortgage and rental options available for millions of people across the country.”Fannie Mae announced these results just one day after fellow GSE Freddie Mac reported a 17 percent drop in annual net income in 2015, from $7.7 billion down to $6.4 billion. They year 2015 was the fourth consecutive year of profitability for both GSEs, though the profits have been steadily declining since 2012—their first year of profitability since the 2008 taxpayer-funded bailout.Click here to see the full earnings report. in Daily Dose, Government, Headlines, News, Servicing Earnings Fannie Mae Profits Single-Family Business Treasury Draws 2016-02-19 Staff Writer February 19, 2016 632 Views Fannie Mae’s Single-Family Business Suffers from Credit Expenses
Demand Home Buyers Inventory 2017-03-28 Seth Welborn in Daily Dose, Featured, News, Origination March 28, 2017 556 Views Share Low Inventory Hinders High Home Demand After a record high in January, the Redfin Housing Demand Index fell 8.5 percent in February. However, despite the dip, this was the strongest February for homebuyer demand since at least 2013.The Demand index, based on Redfin customer requests for home tours and writing offers, shows that buyers requesting tours were down 8.2 percent while buyers requesting writing offers were down 7.7 percent. Redfin blames the reduction in demand on the small inventory.“The only factor holding back sales this spring is supply,” said Redfin Chief Economist Nela Richardson. “Limited inventory, particularly for starter homes, has put a crimp in the 2017 market. We expect to see more listings hit the market this spring, but there will still not be enough inventory to match homebuyer demand.”Homebuyer demand was still up year-over-year, growing by 20 percent compared to February 2016. Some areas saw strong increases in demand, despite the smaller inventory. The Denver-area housing demand grew 100.4 percent year-over-year in February, but inventory in Denver is currently 30.7 percent lower than last year.“The Denver metro is seeing incredibly limited selection, with the number of homes for sale down to its lowest level in over 30 years,” said Redfin Real Estate Agent Corey Keach. “But that hasn’t stopped buyers, from whom there is as much, if not more, interest than last year. Add that up, and you have a lot of pressure on the market, with multiple offers basically an expectation, particularly for those single-family homes in price ranges below $500,000. And it’s rare for a non-cash buyer to win any home under $300,000.”Other cities haven’t been so lucky. The Portland-area demand index dropped 32.8 percent year-over-year in February. Fewer homebuyers, 20.7 percent fewer, toured homes while 42.9 percent fewer buyers requested writing offers than last year.10.4 percent fewer homes were for sale than this time last year in Portland, and the blame could be put on an exceptionally cold winter. However, more listings should be on the way, according to Redfin Agent Brian Thomas.“Demand from prospective sellers is extremely strong at the moment, which means that by early April, once these homes hit the market, there should be enough listings to make for a very busy season. Also, we are still seeing consistent multiple offers on homes in inner Portland and much of the Vancouver area, so the buyers are there—we just need everything to defrost.”
March 21, 2019 1,013 Views Reaping the Benefits of Falling Mortgage Rates Homebuyers are likely to see affordability increasing this spring buying season. According to the latest Freddie Mac Primary Mortgage Market Survey, mortgage rates moved lower by 0.4 points compared with last week to 4.28 percent. The 30-year fixed-rate mortgage during the same period a year ago stood at 4.45 percent.The declining mortgage rates coupled with a softening of home price growth are likely to improve affordability for homebuyers, according to Sam Khater, Chief Economist, Freddie Mac.“Mortgage rates have dipped quite dramatically since the start of the year and house prices continue to moderate, which should help on the homebuyer affordability front,” Khater said. “The combination of improving affordability and more inventory than the last few spring selling seasons should lead to improved home sales demand.”The survey indicated that the 15-year fixed-rate mortgage was also down to 3.71 percent from last week when it averaged 3.76 percent. A year ago at this time, the 15-year fixed-rate mortgage stood at 3.91 percent. The five-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) remained unchanged from the prior week at 3.84 percent. However, ARM was trending higher than the same period a year ago when it stood at 3.68 percent.Rates are likely to fall further according to Danielle Hale, Chief Economist at Realtor.com. “Mortgage rates fell again this week to 4.28 percent and have yet to fully account for yesterday’s Fed’s announcement,” she said. “Looking ahead to next week, we could see rates fall even further based on the decision to hold rates steady combined with guidance that emphasized patience.”Additionally, she said that the strong economy along with a “job market that’s finally yielding wage gains is a big plus for buyers” and these macroeconomic factors coupled with lower mortgage rates were likely to “ensure a steady stream of demand for sellers this spring.” ARM Danielle Hale Freddie Mac Homebuyers Homebuying HOUSING Mortgage Rates Realtor.com Sam Khater Sellers 2019-03-21 Radhika Ojha in Daily Dose, Featured, News, Origination Share
Corelogic’s latest Loan Performance Insight report found that the amount of mortgages that were delinquent more than 30 days decreased slightly year-over-year by 0.8% to 4%.The report states the nation’s overall delinquency rate has fallen on a year-over-year basis for the past 14-consecutive months. Fewer delinquencies attribute to the strength of loan vintages in the years since the residential lending market has recovered following the housing crisis.In February, 11 metropolitan areas experienced small annual gains in their serious delinquency rates—mortgages that are more than 90 days delinquent. The largest gains were in four Southeast metros affected by natural disasters in 2018.Panama City, Florida, had the nation’s highest serious delinquency rate of 2%. Every state, for the exception of Minnesota, saw a decrease in serious delinquency rates. Minnesota’s rate was unchanged from 2018.Eleven Core Base Statistical Areas/Metros saw its serious delinquency rate increase, most of which were located on the East Coast.”We are on track to test generational lows as delinquency rates hit their lowest point in almost two decades. Given the economic outlook, we are likely to see more declines over the balance of this year. Reflective of the drop in delinquency rates, no state experienced a year-over-year increase in its foreclosure inventory rate so far in 2019,” said Frank Martell, Corelogic’s President and CEO.The amount of homes in foreclosure saw a slight decline, falling to 0.4% in February 2019 from 0.6% last year. Corelogic also reported the amount of home more than 120 days past due fell to 1.1% from 1.7% in February 2018.Unchanged were the share of mortgages that transitioned from current to 30-days past due, remaining at 1%. This stat peaked at 2% in November 2008 and was 1.2% in January 2007, just before the financial collapse.Individual states are moving to improve the amount of homes being foreclosed. New Jersey Gov. Phil Murphy signed several new laws into effect last month aiming to curb New jersey’s foreclosure crisis.“The foreclosure crisis has hurt our economy and jeopardized economic security of too many New Jersey families,” Murphy said. “Our communities cannot succeed while vacant or foreclosed homes sit empty or while families live in limbo. I am proud to sign these bills into law [Monday] and get New Jersey closer to ending the foreclosure crisis.”Black Knight’s 2018 Mortgage Monitor report had New Jersey’s foreclosure rate at the end of 2018 at 1.77%, trailing only Mississippi (2.36%), Louisiana (2.05%), and West Virginia (1.81%). CoreLogic loans mortgage Mortgage Rates 2019-05-14 Mike Albanese Share May 14, 2019 632 Views in Daily Dose, Data, Featured, News, Servicing Natural Disasters’ Lingering Delinquency Impact
AgroFresh and Zest Labs partner on sales solutions … December 04 , 2018 PRESS RELEASESAN JOSE – Zest Labs, an AgTech company modernizing the post-harvest fresh food supply chain, today announced that Ocean Mist Farms, supplier of a full line of premium, fresh vegetables from multiple growing regions throughout California, Arizona and Mexico, is utilizing Zest Fresh™ to automate data collection on the condition of its produce and improve process visibility and operational efficiency from the field to the packing house. Zest Fresh helps ensure produce is consistently delivered with maximum freshness and quality. Zest Labs is a wholly-owned subsidiary of Ecoark Holdings, Inc. (OTCQX: ZEST).Ocean Mist Farms is utilizing Zest Fresh to monitor the condition of product from the field through the processing plant, helping reduce costs, improve operational efficiency and optimize labor resources. The Zest Fresh solution collects data using IoT sensors placed in each pallet at harvest and the data is autonomously collected at various processing waypoints to monitor cut-to-cool time, yard dwell times, pre-cool efficiency and cold storage. Zest Fresh validates process adherence and uses cloud-based predictive analytics to provide real-time feedback that empowers workers to improve operations, reduce costs and ensure freshness.“Zest Fresh give us tremendous visibility and insight into our operations with specific process feedback to maximize product freshness,” said Chris Drew, Vice President of Operations at Ocean Mist Farms. “With Zest Fresh, the continuous operational visibility ensures we’re always delivering the freshest product to our customers.”“Ocean Mist Farms is a leading provider of high quality produce with a track record of delivering superior products to leading retailers across the country,” said Peter Mehring, CEO of Zest Labs. “We’re excited Ocean Mist selected Zest Fresh to enhance process visibility and further optimize their operations for freshness and quality.” You might also be interested in
Greenyard Frozen UK and leading supermarket chain Tesco have announced a new partnership, through which Greenyard will supply the multinational retail giant’s full range of frozen fruits, vegetables, and herbs.The strategic deal will result in a material increase of volume, which will contribute positively to the revenue of all parties in the supply chain, says Greenyard.What’s more, it adds that the partnership agreement will allow Tesco to offer its shoppers the widest frozen fruit portfolio with around 25 premium quality frozen fruit stock keeping units. April 30 , 2019 You might also be interested in California: Citrus greening identified again on Ri … USDA authorizes Moroccan raspberry imports … Blackberries In Charts: California leads impressiv … Trump calls off tariffs on Mexico, says it will bu … As an additional part of the agreement, Greenyard Frozen UK will assist Tesco in terms of quality, technical management, account management, and logistics, using the collaboration of its different departments and dedicated team.Greenyard has supplied frozen produce to Tesco for over 35 years and says it is excited to have been awarded a supply agreement for the full assortment of frozen fruits, vegetables and herbs.In this way, the new partnership will have a positive impact on modern consumers, who have voiced their needs for healthy and tasty food, with a minimum of waste, says Greenyard.The company believes frozen fruit, vegetables, and herbs helps fulfill this need as it helps people enjoy the benefits of freshly harvested produce, every day of the year.The move follows the fruit and vegetable supplier’s introduction of its new ‘Transformation Plan’ last month, a scheme to position itself through short- and long-term actions to be able to grow its EBITDA by €20 million in 2019-2020 and by €44 million in 2020-2021.
Bunnik Tours has just released a special saving of $750 per person for selected travel dates from late October 2019 until early April 2020. This special ends on 31 May 2019. If your clients are interested in Japan, be sure to book quickly! There are three adventures to choose from:• Japan DiscoveryDuring this in-depth journey, your clients will explore the metropolis of Tokyo, see the iconic Mt Fuji, experience the tranquillity of Takayama, soak up the history in Hiroshima and admire the culture of Kyoto.o Tour dates: 27 October 2019 – 10 April 2020o Tour length: 17 dayso Price: from $10,245pp• Colours of Northern Japan Experience a beautiful journey through Northern Honshu and Hokkaido, taking in the incredible natural colours of the forests, gardens and hidden temples. Cruise along the scenic Geibikei Gorge, soak in a natural onsen and wander through the stunning Hirosaki Castle Gardens.o Tour dates: 22 October – 5 November 2019o Tour length: 18 dayso Price: from $10,075pp• Discover South Korea & JapanUncover the contrasts and similarities between South Korea & Japan. Explore the thriving city of Seoul, relax at a traditional Korean spa in Jeonju and visit picturesque Busan. Then head to cosmopolitan Tokyo, take the bullet train to Hiroshima and try unique crafts in Kyoto.o Tour dates: 26 October 2019 – 25 March 2020o Tour length: 28 dayso Price: from $15,445pp Bunnik ToursJapan specials
“1000 Mile Travel group is a fairly new agency and we find them really responsive and capable.” said Rohan Farrance, Qantas’ National Account Manager for Agency Partnerships. “They earned their way to San Francisco with Qantas, through an amazing sales performance during the campaign period. This really underlines that 1000 Mile Travel group can partner with us and deliver what they say they can. It was also great for us to be able to show off our outstanding aircraft and onboard product between Australia and the USA. We love working with Steve, Ben & Nicola and the whole 1000 Mile Travel Group team.” Mobile travel agents, 1000 Mile Travel Group (1000MTG), who specialise in corporate travel services, recently sent five of its top-selling travel experts to California, on the Group’s first exclusive international famil.Sponsored by Qantas, the famil hosted Emily Davidson and Amy Taylor from VIC, Vicki Thomason and Renee Trent from NSW and Kurt Hufer from QLD, together with 1000MTG’s Managing Director, Ben Ross, on a seven-day educational across the Golden State.After upgrades all round on their journey with Qantas to San Francisco, the group spent the first day exploring Fisherman’s Warf and the Golden Gate bridge. Highlights from the trip included Yosemite Falls, tastings at local wineries in the Napa Valley, touring Alcatraz and inspecting some of the best hotels San Francisco has to offer including the Westin Union Square and Senza Resort. 1000 Mile Travel Group1000MTGagentsFamilsMobile Travel Agents
With the ever-increasing coverage of the annual NFL Draft, the release of a new mock draft from a leading expert tends to become a sort of news in itself.ESPN’s Todd McShay, one of the foremost authorities on all things draft-related, released his third mock draft Thursday, and first since the NFL Scouting Combine.He’s got the Tampa Bay Buccaneers taking Florida State quarterback Jameis Winston with the first overall pick as most recent mocks do. As far as the Arizona Cardinals, he’s got them selecting Virginia outside linebacker Eli Harold with the 24th pick of the first round.Writes McShay:This is a reach in that Harold is only the No. 37 player on our board, but the Cardinals need to improve their pass rush and six have already gone off the board in this scenario. Also, Harold flashed elite physical tools that speak to his upside at the next level with his combine workout, putting up excellent numbers in the three drills most predictive of success for pass-rushers — the 40-yard dash, the 10-yard split and short shuttle — delivering excellent results of 4.6, 1.56 and 4.16, respectively. Arizona could also look to address the D-line, inside linebacker and running back positions this offseason.Harold, a 6-foot-3, 247-pound defensive end in college, had 54 total tackles, 14.5 tackles for loss and seven sacks in 2014 for the Cavaliers. During his sophomore season in 2013, he led the team with 8.5 sacks.At the combine, Harold ran a 4.6-second 40-yard dash and registered a 35-inch vertical jump.The Virginia Beach native was an All-ACC second team selection.You can see all of McShay’s mock draft here (but you have to be an ESPN Insider.) And you can keep updated daily on all the latest mocks from the leading experts in the Arizona Sports Mock Draft Tracker. Former Cardinals kicker Phil Dawson retires 0 Comments Share The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Top Stories Grace expects Greinke trade to have emotional impact
Former Cardinals kicker Phil Dawson retires GLENDALE, Ariz. — David Johnson spent most of training camp on the sideline with a hamstring injury, only recently returning to the field. His role in practice grew over the course of the past week, and Saturday the Arizona Cardinals were finally able to unleash the running back whom they chose in the third round of the 2015 NFL Draft out of Northern Iowa.And though it is only preseason, it’s safe to say it was worth the wait. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Comments Share “He can go out on Dancing With the Stars if he wants to dance,” the coach said. “As big and fast as he is, take your foot on the ground and give me four yards or more, and we’ll come. I thought he ran really, really well after that.”Arians admitted Johnson looking a tad skittish in the backfield is common for young running backs, who can usually outrun cornerbacks and linebackers in college but have no such luck in the NFL. So really, his initial struggles can be chalked up to a rookie running back learning his way as a professional.That’s the idea, anyway.Room for improvement? Of course. But as far as first impressions go, Johnson’s was a good one. It was nice to get on the field and play some football.“I couldn’t wait to get out there and show what I had to bring to the game,” he said. “Hopefully, I can get better, learn from the film, continue talking to [running backs coach Stump Mitchell], continue talking to Carson (Palmer) and B.A., and learn from everything.”– / 28 Grace expects Greinke trade to have emotional impact Top Stories For a team that ranked 31st in the NFL in rushing yards last season and just one time had a runner crack the 100-yard mark, Saturday’s effort was certainly a nice sign. Along with Johnson, Andre Ellington gained 12 yards on two carries. Chris Johnson, who was expected to see his first game action with the team Saturday night, was out with a hamstring injury.“I think just sticking with it,” center A.Q. Shipley said of the run game working. “At the end of the day, I think that’s been an emphasis this offseason is trying to run the ball and get the running game going, and we’ve got to stay committed to it and just stick to it and that’s what we did in the first half.”Shipley pointed to the fact that the Cardinals did not always pick up big chunks of yardage but were always moving forward in the run game, which left them in some manageable third-down situations.“We’ve just got to stay committed to it, and that’s what we’ve been emphasizing this whole training camp and moving forward we’ll do the same thing,” he said.Speaking of moving forward, as Arians said, that’s the key for Johnson.Arians said he had a nice talk with Johnson about dancing. Arizona Cardinals’ David Johnson (31) gets tackled by San Diego Chargers’ Lowell Rose, left, and Kavell Conner during the first half of an NFL preseason football game Saturday, Aug. 22, 2015, in Glendale, Ariz. (AP Photo/Ross D. Franklin) Derrick Hall satisfied with D-backs’ buying and selling Johnson touched the ball 15 times in the game, which Arizona lost to San Diego by a score of 22-19. He turned his 13 carries into 66 yards, while his two receptions accounted for another 15.All-in-all, it was a good start.“I thought after he quit dancing and he got out of the dance studio, he ran real well,” Cardinals coach Bruce Arians said. “If you learn to play football and he runs straight ahead, he’s powerful and fast so he learned quickly not to dance.”Arians was commenting on Johnson’s first few carries, which went for two, three and one yard, respectively. However, his fourth went for 13, and from there he was off and running — pun intended.“As the game started going, progressing, I felt a little bit better,” Johnson said. “Started slowing down a little bit more, started reading the holes a little bit more. Just helping out the offense.”Johnson got a lot of work with the Cardinals’ first-team offense, which undoubtedly helped. The fact that Johnson had so much success was a testament to them, too, as they were opening holes for the rookie to run through.“It felt great,” guard Jonathan Cooper said. “That has been the biggest emphasis the coaches have, that we will be able to run the ball this year. To be able to do that a little bit and sustain some long drives was pretty solid.”